Chaos often strikes unexpectedly. In the aftermath of a disaster, it can be challenging to ascertain what needs to be done and how to prioritize, especially if you weren’t prepared.
One of the first things you’ll need to address is your insurance policy to determine what damage is covered and your responsibilities. While this may not sound too difficult, it’s an entirely different matter when you factor in the added elements of stress and grief in the wake of devastation.
To make this process a little smoother, here are some of the key things you’ll want to focus on as you navigate your policy:
Evaluate the Damage
Before you look at your policy, it’s helpful to evaluate the type and extent of the damage you’re looking for. You don’t have to be an expert on these matters, but any details you can provide your insurance company will help the process move a little smoother. For example, what did your area experience? A hurricane? What category? Walk around the property and take notes and pictures first to get an idea of what you’re dealing with in advance. Continue reading “Insurance Policy and Responsibilities After a Disaster: How to Navigate”